Money Management

Smart Tips For Managing Debt
Debt is not always a bad thing. Taking out a loan can make it possible to buy a home, purchase a new car, or send your child to college. However, building up too much debt – and failing to manage your outstanding balances wisely – can be costly, says Pennsylvania Institute of Certified Public Accountants (PICPA). Many American families have allowed their debt to get out of control, but there are smart steps you can take to remedy the problem. More

Five Ways to Save on Energy Costs
The average American household spends $1,900 a year on energy bills, according to the government’s Energy Star program. Whether you’re preparing for the heat of summer, the frigid temperatures of winter, or looking to lower your gasoline expenses, there are many practical ways to cut down on costs, according to Pennsylvania Institute of Certified Public Accountants (PICPA). The tips below will help you save money and do the earth a favor by cutting greenhouse gas emissions too. More

Protecting Your Child Against Identity Theft
Identity theft committed against children is on the rise, according to the Federal Trade Commission, and parents may be unaware until the child is one day denied a driver’s license or a college tuition loan because of the bad record the thief has built in the child’s name. Pennsylvania Institute of Certified Public Accountants (PICPA) offers a series of steps you can take to prevent your child from becoming a victim. More

Financial Education in the Workplace Can Improve the Bottom Line
Businesses spend a lot of time and energy developing ways to increase productivity.  Many of these initiatives can be undermined by stressed employees, especially those burdened by issues arising from the souring economy. One way to reduce financial-centric stress in the workplace, and thus improve productivity, is by offering personal financial education programs in the workplace, says Pennsylvania Institute of Certified Public Accountants (PICPA). This nonwork-specific approach may seem unconventional, but a growing number of companies that have invested in financial education are reporting positive results. More