X. Ryan, CPA, CGMA
Semper Finance Inc.
Ryan is Chairman of a management consulting firm in Lebanon, Pennsylvania,
specializing in turnarounds, workouts, crisis management, strategic planning and
working capital management. He has extensive experience working with banks in
negotiating forbearance agreements, loan workouts, capital restructurings,
vendor negotiations, and bank lending requirements.
Prior to his
consulting business, Mr. Ryan was the chief operating officer of a mid-sized
manufacturing company. Additionally, he is the chairman of the Audit Committees
of publicly traded companies and has extensive board level experience in the
for-profit and non-profit arenas. He also serves on the board of a publicly
traded bank. He is a retired Colonel in the United States Marine Corps, and has
served in numerous contingency operations to include Haiti, Afghanistan, and
Iraq. He received the “Outstanding AICPA Instructor” award in 1994-95 and
again consecutively from 2005 to 2015.