Determining How Much Money You Need to Retire, and Tax Ideas and Money Management in Retirement

Dec 6
8:00 - 4:00 p.m.

Regional Learning Alliance
Cranberry - Map

4-Tax; 4-Other
CPE Credits

Implement tax-effective investment and portfolio strategies for successful wealth accumulation and after-tax retirement income maintenance. Discuss asset allocation, portfolio management, portfolio rebalancing, and investment selection concepts before and after retirement. Review tax-saving investment transactions and the optimal asset mix between retirement plans and taxable savings.
Highlights

Relevant tax law, regulations, and rulings
Worksheets and formulas for a financially secure retirement
Expenditure patterns and out-of-pocket medical expenses in retirement
Distribution and asset liquidation planning
Sustainable portfolio withdrawal rates for differing asset allocations, inflation rates, and tax rates from tax-deferred accounts and taxable accounts
Analysis of regular IRA to Roth IRA conversion elections
Variable annuities vs. mutual funds
Roth IRAs vs. regular IRAs
Life insurance in a pension maximization strategy