Determining How Much Money You Need to Retire, and Tax Ideas and Money Management in Retirement

Aug 29
8:00 - 4:00 p.m.

Pennsylvania Institute of CPAs
Philadelphia - Map

4-Other; 4-Tax
CPE Credits

Explain the relationship between risk and return and the investment horizon. Describe the tax effect of inflation, its interaction with income tax, and the effects of taxation on investment performance. Examine survival possibilities and how first-to-die/last-to-die survival probabilities are used in retirement planning for married couples. Discuss the pros and cons of annuities as accumulation and payout vehicles for retirement.
Highlights

Asset allocation, portfolio management, portfolio rebalancing, and investment selection concepts
Tax-saving investment transactions, and the optimal asset mix between retirement plans and taxable savings
Historical guidelines for nominal and real after-tax returns
Expenditure patterns in retirement and the risk associated with out-of-pocket medical expenses
Sustainable portfolio withdrawal rates during retirement for differing stock/bond/cash asset allocations, inflation rates, and tax rates
Analysis of the regular IRA to Roth IRA conversion election
Variable annuities vs. mutual funds
Roth IRAs vs. regular IRAs and the use of life insurance in a pension-maximization strategy

Registration

PICPA Member: $275
Nonmember: $375

More Information

Course No. 591202 Level: Intermediate

Prerequisites: Basic knowledge of retirement planning

Notes

Accepted for CFP® credits.

Just Added!

Federal Tax Reform Conference:
Understand the Tax Cuts and Jobs Act and How It Impacts Pa.

Oct. 3 | Philadelphia or Webcast