Help clients determine how much retirement income is necessary to sustain their desired lifestyle. Develop a Plan B if the ideal retirement goal is not achievable. Recognize the role of various investment types, including life insurance, annuities, mutual funds, equity holdings, and bonds. Highlights
Asset allocation, portfolio management, portfolio rebalancing, and investment selection concepts, before and after retirement
Developing a three-legged stool of employer retirement, savings, and Social Security
Distribution/asset liquidation planning, including the pros and cons of various annuity options and strategies for using qualified plans and IRAs, beneficiary elections, and trusts
Identifying retirement planning variables such as travel plans, housing plans, medical needs, and family needs
Using the residence and other real estate as retirement assets through equity and rent
Using the small business as a retirement income source
Sustainable portfolio withdrawal rates during retirement for differing stock/bond/cash asset allocations, inflation rates, tax deferred accounts, and taxable accounts
Registration
PICPA Member: $275 Nonmember: $375
More Information
Course No.
766701
Level:
Intermediate
Prerequisites:
Basic knowledge of retirement planning
Speaker(s)
Edward Harter
Edward A. Harter, CPA
Edward A. Harter, CPA
Edward A. Harter is a general practitioner in Canton, Ohio, who provides
accounting and tax services to his clients.
Harter has been a partner in a multi-office firm with ten partners, a
one-office firm with two partners, and a sole practitioner with only one support
person. He has instructed CPE programs for 39 years and has presented CPE in all
50 states with consistent “excellent” ratings from program participants. He is
continually commended for his ability to reduce complicated tax concepts to
understandable English with his “real world” examples. In addition, he has held
a number of leadership positions in The Ohio Society of CPAs.